Fixed Rate Cash ISAs
1 |
2 |
3 |
4 |
5 |
1 Year Fixed Rate Cash ISA Exclusive Issue 12 | 12 Month Fixed Rate Cash ISA | Cash ISA 1 Year Bond | 1 Year Fixed Rate Cash ISA | 1 Year Fixed Rate Cash ISA Bond Issue 94 |
Click here to find out what the * means | ||||
Term |
||||
1 year |
1 year |
1 year |
1 year |
1 year |
AER What's This? |
||||
5.05% |
4.73% |
4.73% |
4.73% |
4.72% |
Gross Interest Rate What's This? |
||||
5.05% |
4.63% |
4.73% |
4.73% |
4.72% |
Minimum opening balance |
||||
£1 |
£1 |
£5,000 |
£5,000 |
£1,000 |
How to manage the account |
||||
Branch, Mobile Banking, Online, Post, Telephone |
Email, Mobile Banking, Online, Post, Telephone |
Online, Post, Telephone |
Online |
Email, Online, Telephone |
How to apply |
||||
Branch, Online |
Mobile, Online |
Online |
Online |
Online |
Accepts cash ISA transfers in? |
||||
Yes |
Yes |
Yes |
Yes |
Yes |
Accepts stocks & shares ISA transfers in? |
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Yes |
No |
No |
No |
Yes |
Account summary |
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You need to have a current account with Virgin Money which was opened on or after 4 December 2019, or you originally opened your current account with Clydesdale Bank, Yorkshire Bank or B. The maturity date is 30/04/25. Full and partial withdrawals are permitted during the term, but you will be charged 60 days' interest on the amount taken out. Interest is paid on maturity. |
Withdrawals are allowed, subject to 90 days' loss of interest. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid monthly into the account. |
Withdrawals are allowed, subject to a withdrawal charge equivalent to 90 days' interest. Interest can be withdrawn annually without penalty. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid annually. |
Interest is paid annually or monthly. Transfer in are allowed. Withdrawals allowed but subject to a charge of 90 days loss of interest |
Withdrawals are allowed, subject to 90 days’ loss of interest. On maturity, the account is transferred to the Cash ISA Matured Funds account. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid on maturity or monthly. |
Financial Services Compensation Scheme What's This? |
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Shared Licence |
Own Licence |
Own Licence |
Own Licence |
Own Licence |
1 |
2 |
3 |
4 |
5 |
24 Month Fixed Rate Cash ISA | Two Year Fixed ISA | 2 Year Fixed Rate Cash ISA (08.Jun.26) | 2 Year Fixed Rate Cash ISA | 2 Year Fixed Rate Cash ISA* |
Click here to find out what the * means | ||||
Term |
||||
2 years |
2 years |
2 years |
2 years |
2 years |
AER What's This? |
||||
4.61% |
4.60% |
4.60% |
4.55% |
4.55% |
Gross Interest Rate What's This? |
||||
4.52% |
4.60% |
4.60% |
4.55% |
4.55% |
Minimum opening balance |
||||
£1 |
£500 |
£1,000 |
£500 |
£1,000 |
How to manage the account |
||||
Email, Mobile Banking, Online, Post, Telephone |
Online |
Mobile Banking, Online, Telephone |
Online, Post |
Online |
How to apply |
||||
Mobile, Online |
Online |
Online |
Online, Post |
Online |
Accepts cash ISA transfers in? |
||||
Yes |
Yes |
Yes |
Yes |
Yes |
Accepts stocks & shares ISA transfers in? |
||||
No |
Yes |
No |
No |
Yes |
Account summary |
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Withdrawals are allowed, subject to 180 days' loss of interest. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid monthly into the account. |
No access to the account during the fixed rate period. Transfers out allowed subject to 180 days interest charge. transfers in are allowed in full only. Interest is calculated daily and paid annually. |
You may withdraw the whole balance by closing the account. If you decide to close the account before it matures, Secure Trust make an 'early access charge' of 180 days' interest. The maturity date is 8th June 2026. Transfers in are accepted. This is not a flexible ISA. Interest is paid annually on the 31st December. |
Withdrawals are allowed, subject to 90 days' loss of interest. Transfers in are allowed. This is a portfolio ISA. This is a flexible ISA. Interest is paid annually or monthly. |
Withdrawals are allowed, subject to 180 days' loss of interest. Transfers in are allowed. This is a Flexible ISA. This is a portfolio ISA - so you can open more than one type of cash ISA with the provider (e.g. fixed and variable) in the same tax year. Interest is paid annually or monthly. |
Financial Services Compensation Scheme What's This? |
||||
Own Licence |
Shared Licence |
Own Licence |
Own Licence |
Own Licence |
1 |
2 |
3 |
4 |
5 |
3 Year Fixed Rate Cash ISA Bond Issue 55 | 36 Month Fixed Rate Cash ISA | 30 Month Fixed Rate Cash ISA Issue 248 | 3 Year Fixed Rate Cash ISA (07.Jun.27) | 3 Year Fixed Rate Cash ISA |
Click here to find out what the * means | ||||
Term |
||||
3 years |
3 years |
2.5 years |
3 years |
3 years |
AER What's This? |
||||
4.41% |
4.40% |
4.35% |
4.35% |
4.30% |
Gross Interest Rate What's This? |
||||
4.41% |
4.31% |
4.35% |
4.35% |
4.30% |
Minimum opening balance |
||||
£1,000 |
£1 |
£5,000 |
£1,000 |
£500 |
How to manage the account |
||||
Email, Online, Telephone |
Email, Online, Post, Telephone |
Branch, Online, Post, Telephone |
Mobile Banking, Online, Telephone |
Online, Post |
How to apply |
||||
Online |
Mobile, Online |
Branch, Online, Post, Telephone |
Online |
Online, Post |
Accepts cash ISA transfers in? |
||||
Yes |
Yes |
Yes |
Yes |
Yes |
Accepts stocks & shares ISA transfers in? |
||||
Yes |
No |
Yes |
No |
No |
Account summary |
||||
Withdrawals are allowed, subject to 270 days’ loss of interest. On maturity, the account is transferred to the Cash ISA Matured Funds account. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid annually or monthly. |
Withdrawals are allowed, subject to 270 days' loss of interest. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid monthly into the account. |
Access on closure only, subject to 180 days' loss of interest. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid annually or monthly. |
You may withdraw the whole balance by closing the account. If you decide to close the account before it matures, Secure Trust make an 'early access charge' of 270 days' interest. The maturity date is 7th June 2027. Transfers in are accepted. This is not a flexible ISA. Interest is paid annually on the 31st December. |
Withdrawals are allowed, subject to 270 days' loss of interest. Transfers in are allowed. This is a portfolio ISA. This is a flexible ISA. Interest is paid annually or monthly. |
Financial Services Compensation Scheme What's This? |
||||
Own Licence |
Own Licence |
Own Licence |
Own Licence |
Own Licence |
1 |
2 |
3 |
4 |
5 |
5 Year Fixed Rate Cash ISA Bond Issue 46 | 5 Year Fixed Rate Cash ISA | Five Year Fixed ISA | 5 Year Fixed Rate Cash ISA (06.Jun.29) | 5 Year Fixed Rate Cash ISA |
Click here to find out what the * means | ||||
Term |
||||
5 years |
5 years |
5 years |
5 years |
5 years |
AER What's This? |
||||
4.07% |
4.07% |
4.05% |
4.05% |
4.05% |
Gross Interest Rate What's This? |
||||
4.07% |
4.07% |
4.05% |
4.05% |
4.05% |
Minimum opening balance |
||||
£1,000 |
£2,000 |
£500 |
£1,000 |
£10,000 |
How to manage the account |
||||
Email, Online, Telephone |
Branch, Mobile Banking, Online, Post, Telephone |
Online |
Mobile Banking, Online, Telephone |
Online, Telephone |
How to apply |
||||
Online |
Branch, Mobile, Online, Post |
Online |
Online |
Online |
Accepts cash ISA transfers in? |
||||
Yes |
Yes |
Yes |
Yes |
Yes |
Accepts stocks & shares ISA transfers in? |
||||
No |
No |
Yes |
No |
No |
Account summary |
||||
Withdrawals are allowed, subject to 360 days’ loss of interest. On maturity, the account is transferred to the Cash ISA Matured Funds account. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid annually or monthly. |
Access on closure or full transfer out only, subject to 365 days' loss of interest. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid on maturity, annually, quarterly or monthly. Interest must be paid to a nominated account, it cannot be added to the account unless it is paid on maturity. |
No access to the account during the fixed rate period. Transfers out allowed subject to 365 days interest charge. transfers in are allowed in full only. Interest is calculated daily and paid annually. |
You may withdraw the whole balance by closing the account. If you decide to close the account before it matures, Secure Trust make an 'early access charge' of 365 days' interest. The maturity date is 6th June 2029. Transfers in are accepted. This is not a flexible ISA. Interest is paid annually on the 31st December. |
Access on closure, subject to a 365 day interest penalty. Interest is paid on maturity. Transfers in are accepted. |
Financial Services Compensation Scheme What's This? |
||||
Own Licence |
Own Licence |
Shared Licence |
Own Licence |
Own Licence |