Fixed Rate Bonds
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12 Month Fixed Rate eDeposit | 1 Year Fixed Rate Bond | Sensible Savings - 1 Year Fixed Rate Bond* | 1 Year Fixed Rate Bond (Online Only) | 12 month Fixed Term Deposit (provided by FCMB Bank (UK) Limited)* |
Click here to find out what the * means | ||||
Term |
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1 year |
1 year |
1 year |
1 year |
1 year |
AER What's This? |
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5.21% |
5.16% |
5.15% |
5.14% |
5.12% |
Gross Interest Rate What's This? |
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5.21% |
5.16% |
5.15% |
5.14% |
5.12% |
Minimum opening balance |
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£5,000 |
£10,000 |
£5,000 |
£1,000 |
£1,000 |
How to manage the account |
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Post |
Online, Telephone |
Online, Post |
Online |
Online |
How to apply |
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Online |
Online |
Online, Post |
Online |
Online |
Account summary |
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No access within the term. Interest is paid on maturity. |
No access within the term. Interest is paid annually and on maturity. Interest must be paid to a nominated account, it cannot be added to the account |
No access within the term. Interest is paid on maturity. |
No access within the term. Interest is paid on maturity or monthly. |
No access within the term. Interest is paid on maturity. |
Financial Services Compensation Scheme What's This? |
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Own Licence |
Own Licence |
Own Licence |
Own Licence |
Own Licence |
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2 Year Fixed Rate Deposit (Issue 14) | 2 Year Fixed Term Savings Account* | Sensible Savings - 2 Year Fixed Rate Bond* | 2 Year Fixed Rate Bond – Issue 4 | Two Year Bond Issue 10 |
Click here to find out what the * means | ||||
Term |
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2 years |
2 years |
2 years |
2 years |
2 years |
AER What's This? |
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5.07% |
5.05% |
5.00% |
4.97% |
4.95% |
Gross Interest Rate What's This? |
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5.07% |
5.05% |
5.00% |
4.97% |
4.95% |
Minimum opening balance |
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£1,000 |
£1,000 |
£5,000 |
£5,000 |
£500 |
How to manage the account |
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Email, Online, Telephone |
Online |
Online, Post |
Online |
Mobile Banking, Online |
How to apply |
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Online |
Online |
Online, Post |
Online |
Mobile, Online |
Account summary |
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Interest is calculated daily and paid gross in full on the maturity of your account. |
No access within the term. Interest is paid annually or monthly. |
No access within the term. Interest is paid on maturity. |
No access during the term length of the bond. Interest is paid annually and on maturity. |
No access within the term . Interest is calculated daily and paid annually. Term Fixed until 31/05/2026 |
Financial Services Compensation Scheme What's This? |
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Own Licence |
Own Licence |
Own Licence |
Own Licence |
Shared Licence |
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3 Year Fixed Rate Bond – Issue 5 | 3 Year Fixed Rate Bond Issue 69 | 3 Year Fixed Term Savings Account* | 3 years Fixed Term Deposit (provided by Zenith)* | Sensible Savings - 3 Year Fixed Rate Bond* |
Click here to find out what the * means | ||||
Term |
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3 years |
3 years |
3 years |
3 years |
3 years |
AER What's This? |
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4.73% |
4.71% |
4.70% |
4.70% |
4.70% |
Gross Interest Rate What's This? |
||||
4.73% |
4.71% |
4.70% |
4.70% |
4.70% |
Minimum opening balance |
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£5,000 |
£1,000 |
£1,000 |
£1,000 |
£5,000 |
How to manage the account |
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Online |
Email, Online, Telephone |
Online |
Online |
Online, Post |
How to apply |
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Online |
Online |
Online |
Online |
Online, Post |
Account summary |
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No access during the term length of the bond. Interest is paid annually and on maturity. |
No access within the term. On maturity, the account is transferred to the Matured Funds Account. Interest is paid annually or monthly. |
No access within the term. Interest is paid annually or monthly. |
No access within the term. Interest is paid on maturity. |
No access within the term. Interest is paid on maturity. |
Financial Services Compensation Scheme What's This? |
||||
Own Licence |
Own Licence |
Own Licence |
Own Licence |
Own Licence |
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4 Year Fixed Term Deposit (provided by Işbank)* | Personal 4 Year Bond Account - Issue 6 | 4 years Fixed Term Savings | 4-Year Fixed Term Deposit (provided by UBL UK)* | 4 Year Fixed Term Savings Account* |
Click here to find out what the * means | ||||
Term |
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4 years |
4 years |
4 years |
4 years |
4 years |
AER What's This? |
||||
4.50% |
4.31% |
4.30% |
4.26% |
4.25% |
Gross Interest Rate What's This? |
||||
4.50% |
4.31% |
4.21% |
4.93% |
4.25% |
Minimum opening balance |
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£1,000 |
£1,000 |
£1,000 |
£2,000 |
£1,000 |
How to manage the account |
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Online |
Mobile Banking, Online |
Online |
Online |
Online |
How to apply |
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Online |
Online |
Online |
Online |
Online |
Account summary |
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No access within the term. Interest is calculated daily and paid annually back to your Raisin UK account. |
No access within the term. Interest is paid annually. |
No access within the term. Interest is paid into the account on a monthly basis. |
No access within the term. Interest is paid on maturity. |
No access within the term. Interest is paid annually or monthly. |
Financial Services Compensation Scheme What's This? |
||||
Own Licence |
Own Licence |
Own Licence |
Own Licence |
Own Licence |
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5 Year Fixed Rate Bond – Issue 1 | 5 Year Fixed Rate Bond Issue 49 | 5 Year Fixed Rate Bond (Online only) | 60 Month Fixed Term Deposit (Provided by GB Bank)* | 5 Year Fixed Rate Bond |
Click here to find out what the * means | ||||
Term |
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5 years |
5 years |
5 years |
5 years |
5 years |
AER What's This? |
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4.58% |
4.57% |
4.56% |
4.55% |
4.55% |
Gross Interest Rate What's This? |
||||
4.58% |
4.57% |
4.56% |
4.55% |
4.55% |
Minimum opening balance |
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£5,000 |
£1,000 |
£1,000 |
£1,000 |
£10,000 |
How to manage the account |
||||
Online |
Email, Online, Telephone |
Online, Telephone |
Online |
Online, Telephone |
How to apply |
||||
Online |
Online |
Online |
Online |
Online |
Account summary |
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No access during the term length of the bond. Interest is paid annually and on maturity. |
No access within the term. On maturity, the account is transferred to the Matured Funds Account. Interest is paid annually or monthly. |
No access within the term. interest is paid on the anniversary of account opening. |
Fixed for 60 months. Interest is paid on maturity of the bond. |
No access within the term. Interest is paid annually and on maturity. Interest must be paid to a nominated account, it cannot be added to the account. |
Financial Services Compensation Scheme What's This? |
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Own Licence |
Own Licence |
Own Licence |
Own Licence |
Own Licence |